Investment platform · 2026
InmoCrowders
Fractional real-estate investment on the blockchain. Each property is issued as its own compliant security token, investors pay by card, and ownership is recorded on-chain.
Demo with fictional data.
The situation
Real-estate investing needed large tickets and heavy paperwork, and turning a property into a compliant digital asset needed specialists for every step.
What changed
Investors can buy a share of a specific building by card, with ownership recorded on the blockchain. Operations can issue a fully compliant token for a new property from an admin panel.
Built for a real-estate platform that lets retail investors own a share of a specific building.
“He took a complex mix of payments, identity checks and blockchain and made it feel simple for investors and for our team.”
Goals
- Let retail investors buy a small share of a specific building instead of a fund.
- Build compliance into the token itself, so only identity-verified wallets can hold or receive it.
- Let people pay with a normal card while ownership lives on-chain.
- Give the operations team one-click issuance of a compliant token for every new property.
What it does
- A property catalogue with detail pages, a profit projection, a timeline, documents, an investment simulator, comparisons and favourites.
- An investor dashboard with portfolio, transactions, dividends and holdings checked against the blockchain.
- Identity verification (KYC) with a provider integration and an admin review. Approval creates the investor's on-chain identity and registers their wallet.
- Wallet connection, and card checkout that re-checks identity, wallet and availability before minting tokens to the investor.
- An admin back office for properties, investors, KYC, dividends and a blockchain panel that deploys a full token and compliance suite per property.
- The foundations of a secondary marketplace, with listings and price history.
AI and automation
- The token purchase runs as an end-to-end pipeline, from card payment and webhook to compliance checks, on-chain minting and the ledger update, with no manual step.
- Smart-contract deployment is automated. Compiled contracts are exported into the backend, so a new property's token, registry and compliance modules deploy from the admin panel.
- Scripts cover every operational step, from issuers and identity claims to investor registration and compliance binding.
- Transactional email goes through a rate-limited queue with retries, triggered from the database.
- The product was specified in phased plans and built with AI-assisted development, from the React app to the Solidity contracts and the runbooks.
Engineering notes
- The tokens implement ERC-3643 (T-REX), the standard for permissioned security tokens. They support pausing, freezing, forced transfers, wallet recovery, and country and maximum-balance compliance modules.
- The server signs and sends Ethereum transactions without any web3 library. Encoding, signing and ABI calls are hand-written, which keeps serverless functions small and fast to start.
- Purchases are idempotent per payment reference, enforced by a database index, so a retried webhook can never mint twice.
- Identity is separated from wallets through on-chain identities, so a lost wallet can be recovered without repeating KYC.